THE HOME BUYING PROCESS
We can help you find your dream home
Buying a home is a big step! Whether you're buying your first home, your dream home, or your tenth investment property. We know how important this is to you! Our real estate experts are here to help guide you from start to finish, starting with helping you find the perfect property. We realize it is all about YOU! We know the market and love real estate, and we'll educate you throughout the buying experience.
Steps to Success
See how easy it is when you work with the Pauling Homes Team.
1. Check your credit score
The higher your credit score the lower your interest rate. Secure a good rate at 720 or above. There are other options for those below 720.
4. Get Pre-Approved
Meet with a lender and get pre-approved. A pre-approval letter is provided to the seller when you submit an offer on a property. It shows the amount the lender is willing to loan to you. Feel free to shop around for the best rates as lenders charge different closing costs and may have different interest rates.
2. Figure out how much you can afford
Use our mortgage calculator to help figure out what you want to spend. Be sure to include taxes, mortgage insurance and PMI, if you do not put down 20%.
5. Start looking at homes
The fun begins, it's time to start searching for your new home!
3. Contact the Pauling Homes Team
Our professional real estate agents will help you through the process and will introduce you to our trusted and well reviewed lenders.
6. Accepted Offer
Once you find a home you like, put in an offer! Be prepared for accepted offer, counter offer, etc.
WE'RE WITH YOU TILL THE END
When you find a home you love, your agent will help you submit an offer. We are skilled negotiators that know how to get you the best price and value possible. Once an offer has been accepted we'll help you navigate through inspections, appraisals, and closing in a stress free way. We do all of this at no cost to you, the buyer, as we are compensated by the sellers.
Then it's time to get the keys, throw a housewarming party, and make lasting memories in your new home.
Leave us a message and we'll get back to you.
